Comfortable Design Inc.

The Storm Has Passed. Now What? 5 Critical Steps for Post-Hurricane Safety

Thu, 29 Jan 2026 01:40:04 GMT

5 Steps to Take Immediately After the Hurricane Passes

The silence after a hurricane can be just as overwhelming as the noise. You want to assess the damage immediately, but the hours following a storm are often when most injuries occur.

At Bailey & Bailey Contracting , we have seen the aftermath of dozens of storms. Before you pick up the phone to schedule repairs, please follow this safety protocol.

The Difference Between "Wind Damage" and "Flood Damage"

It is crucial to know your policy.

Wind-Driven Rain: If a shingle blows off and rain enters the hole, standard homeowner's insurance typically covers the repair and the interior water damage.
Rising Water (Flood): If water rises from the street into your home, that is a separate flood policy. We can help you identify the source of the water to make the correct claim.

Why You Need a Contractor at the Adjustment?

When the insurance adjuster comes to your house, they are looking at damage quickly. They might miss structural issues or subtle roof lifting.

Our Role: We recommend having a Bailey & Bailey representative present during the adjuster's inspection. We don’t bully them; we simply point out the technical damage they might miss, ensuring you get the fair value for a full repair, not just a patch job.

"Sudden" vs. "Long-Term" Damage

Adjusters will deny claims if they think the roof was already rotting before the storm. This is why we document the "freshness" of the damage—jagged edges on shingles, clean wood exposed, etc.—to prove the hurricane was the cause.

Beware of "Deductible Eaters"

If a contractor offers to "pay your deductible" for you, run. This is insurance fraud and is illegal in many states. Stick with honest pricing and legitimate practices.

Confused by the paperwork? Let us help. Contact Bailey & Bailey Contracting for a free storm damage assessment before you file your claim.

Shingles or Metal? Choosing the Right Armor for Your Home

Thu, 29 Jan 2026 00:55:40 GMT

Asphalt Shingles vs. Metal Roofing: Which is Right for You?

When it comes to a new roofing installation, 90% of homeowners face the same dilemma: “Do I stick with affordable asphalt shingles, or do I invest in a metal roof?”

At Bailey & Bailey Contracting , we install both, so we don't have a bias. We just want you to have the roof that fits your budget and your future plans. Here is the honest breakdown.

The Contender:

Asphalt Shingles

The Pro: Affordability. An asphalt shingle installation is significantly cheaper upfront than metal. It is also faster to install and easier to repair if a single shingle gets damaged.
The Con: Lifespan. Even the best architectural shingles typically last 20–25 years. If you plan to live in your home for 40 years, you will be buying this roof twice.
Best For: Homeowners on a budget, those planning to sell in the next 10 years, or HOAs with strict aesthetic rules.

The Challenger:

Metal Roofing

The Pro: Durability. A properly installed metal roof can last 50+ years. It sheds snow easily, is fire-resistant, and can actually lower your cooling bills by reflecting UV rays.
The Con: Cost. Expect to pay 2–3 times more upfront than you would for shingles. It can also be noisier during heavy rain (though many find this sound soothing!).
Best For: "Forever homes," eco-conscious homeowners, and houses in areas prone to severe storms.

The Verdict?

If budget is the primary driver, asphalt wins. If long-term value and ROI (Return on Investment) are the goal, metal takes the crown.

Still undecided? Let us show you samples of both. Call Bailey & Bailey Contracting to see how each material would look on your home.

Repair or Replace? The Honest Homeowner’s Guide to Saving Your Roof (and Your Wallet)

Wed, 28 Jan 2026 19:27:37 GMT

Should You Repair or Replace Your Roof?

It is the question every homeowner dreads: “Do I need a patch job, or am I looking at a total tear-off?”

At Bailey & Bailey Contracting , we believe in transparency. The truth is, many roofs are replaced prematurely when a professional repair would have extended their life by 5–10 years. However, ignoring deep structural issues can cost you double in the long run.

Here is how to make the right call.

The "50% Rule" of Roofing

A good rule of thumb used by industry pros is the 50% Rule . If the cost of the repair approaches 50% of the cost of a new roof, or if more than 30-50% of the roof’s surface is damaged, replacement is usually the smarter financial move.

When to Choose Roof Repair

The damage is localized: A fallen branch damaged one section, or a few shingles blew off in a storm.
The roof is young: If your asphalt shingle roof is under 15 years old, it likely has plenty of life left.
It’s just the flashing: Often, the leak isn’t the roof itself but the metal flashing around your chimney or vents. This is a quick, affordable fix.

When Replacement is Unavoidable

Granule Loss: If your gutters are full of "sand" (granules) and shingles look bald, the waterproofing layer is gone.
Sagging: A drooping roof deck indicates structural rot. No amount of patching can fix this.
Age: If your roof is pushing 20+ years, a repair is often just a "band-aid on a broken leg."

The Cost of Waiting

Whether you choose repair or replacement, the one thing you cannot afford is time. A small leak today is mold in your attic tomorrow.

Unsure where your roof stands? Don’t guess. Contact Bailey & Bailey Contracting today for a candid, no-pressure roof inspection.